Structured Product

BCP European Defensive ESG Kick-Out Bond

BCP is delighted to launch the new BCP European Defensive ESG Kick-Out Bond that provides exposure to a portfolio of 75 larger companies from across Europe, with the highest ESG scores and the strongest financial indicators. The Bond itself aims to deliver a strong yield with significant capital protection features. This listed security is issued by SG Issuer with Societe Generale as the Guarantor.

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with opportunities for the Bond to mature early quarterly from the end of the first year. 

Key Features

  • The aim of the Bond is to provide a potential return equivalent to 9.0% p.a. and return your capital in full at the end of the 10 year Term, or earlier
  • Underlying Europe Evolution Fund provides exposure to a portfolio of 75 larger companies from across Europe, with the highest ESG scores and the strongest financial indicators. The fund includes a risk control mechanism designed to manage the amount of volatility the fund is exposed to
  • Potential returns of 9.0% per annum (2.25% per quarter) if the Fund is at or above the Autocall Barrier on any quarterly observation date, after the first year
  • Autocall Barrier is at 100% from the end of year 1 until the start of year 5 when it drops to 90% until maturity. At the end of the Term, the Fund can fall by up to 10% and still pay a gain of 90%
  • 100% of invested capital will be returned at maturity provided that the underlying Fund has not fallen by more than 50%. If the Fund has fallen by more than 50% you will lose 1% for every 1% fall in the Fund. This is a capital at risk product. Societe Generale is the Guarantor and SG Issuer is the Issuer of the Bond. In the event Societe Generale fails to meet its liabilities, you could lose some or all of your money. 
  • Quarterly observation after 12 months to provide more opportunities for the Bond to kick-out and generate returns for investors
  • Available to Personal Investors, *Corporates, *Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investor completes the investment in full through vespro.bcp.ie
  • Closing Date 13th August 2021

*For Corporates, Charities & Trusts (i.e. any non-individual investor) a Legal Entity Identifier (LEI) is required prior to investing. 

Product Downloads

Warning: This is a capital at risk product. Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 3rd September 2031 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply. 

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Enhanced Equity Bond 4

BCP is delighted to launch the new BCP Enhanced Equity Bond 4 which provides access to Global Equity Performance with high levels of capital security and high participation. The underlying index is the Solactive Sustainable Development Goals World Index, which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy. 

Key Features

  • Access Global Equity performance with high levels of participation and capital security
  • Growth Plus Version: 85% Capital Security at maturity and 200% Participation in the Index Performance
  • Growth Version: 90% Capital Security at maturity and 100% Participation in the Index Performance
  • All returns generated by the Bond are added to the capital invested not the capital protected amount
  • Underlying Index the Solactive Sustainable Development Goals World Index, which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy. The Index is rebalanced annually.
  • Maximum return of 50% (CAR 7.0%) for the Growth Plus Version and 30% (CAR 4.5%) for the Growth Version
  • Capital Security of 85% (Growth Plus Version) and 90% (Growth Version) provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas. (Rated AA-/Aa3/A+). BNP is one of the strongest banks in the world.
  • Investment term 6 years (daily liquidity available, an administration charge will apply)
  • Available to Personal Investors, *Corporates, *Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investment is completed in full through vespro.bcp.ie.
  • Closing Date 22nd September 2021

Product Downloads

Warning: If you invest in this product, at maturity you could lose up to 10% (Growth Version) or 15% (Growth Plus Version) of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas Issuance B.V. and BNP Paribas were to default, you will lose some or all of your investment and potential returns. Warning:  Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. Credit ratings correct as of June 2021.