Structured Product

BCP Protected Equity Bond 4

BCP is delighted to launch the new BCP Protected Equity Bond 4 which provides access to European Equity Performance with a high level of capital security. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 95% provided at maturity by Investec Bank plc with 100% participation in the index performance. Return is capped at 20%, equivalent to 3.6% gross per annum (CAR 3.4%) over the investment term. 
 

Key Features

  • Bond provides 100% of the performance in the Euro 70 Index, which is added to the capital secure amount at maturity
  • The Performance of the Index is capped at 25% meaning the total Bond Return is capped at 20% when the maximum Performance of the Index is added to the capital secure amount of 95%
  • Capital Security of 95% provided at maturity by Investec Bank plc (Rated BBB+/A1 as at December 2020)
  • Investment term 5½ years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €5,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to 19th March 2021

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Product Downloads

Warning: If you invest in this product, at maturity you could lose 5% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Enhanced Equity Bond 2

BCP is delighted to launch the new BCP Enhanced Equity Bond 2 which provides access to European Equity Performance with a high level of capital security and high participation. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 85% provided at maturity by Investec Bank plc with 150% participation in the Index performance. Returns are added to the capital invested at maturity not the capital protected amount. Return is capped at 32% (CAR 5.2%) over the investment term.

Key Features

  • Bond provides 150% of the performance in the Euro 70 Index
  • Performance of the Bond is capped at 32% (CAR 5.2%)
  • All returns generated by the Bond are added to the capital invested not the capital protected amount
  • Investors will suffer 1% loss of capital for every 1% fall in the Index at maturity, down to a Minimum Investment Return of -15%
  • Investment term 5½ years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €5,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to 19th March 2021

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Product Downloads

Warning: If you invest in this product, at maturity you could lose up to 15% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Global Artificial Intelligence (AI) Kick-Out Bond 2

BCP is delighted to launch the new BCP Global Artificial Intelligence (AI) Kick-Out Bond 2 which is focused on global companies that are early innovators and adopters in the important and growing field of Artificial Intelligence. The Bond itself aims to deliver strong yield with significant capital protection features. The Guarantor of this listed security is Goldman Sachs, which has an A rating from Fitch. 

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with opportunities for the Bond to mature early monthly from the end of the first year. Potential returns will accrue monthly from the end of year 1 at a rate of 8.5% per annum.  

KEY FEATURES

  • Deliver fixed yield in an uncertain, and potentially low return, environment
  • Potential gross return of 8.5% per annum (85% maximum gross return, CAR 6.3%) if the Index is at or above its starting level at the end of Year 1 or monthly thereafter
  • At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index.
  • The iSTOXX® AI Global Artificial Intelligence 100 NR Decrement 5% is comprised of companies that have been identified as being active and innovative in the field of Artificial Intelligence. This is a 100 stock, global equity Index with a bias towards US companies and the technology sector.
  • Investment Term: Maximum 10 years with monthly early maturity opportunities after 12 months
  • Minimum Investment is €20,000 (Increments of €1,000). A reduced minimum investment of €5,000 will apply where investments are completed in full online using vespro.bcp.ie)
  • Available to Personal, Pension, SSAP, ARF/AMRF, PRB, PRSA, SSAP, Aviva SDIO, Religious Orders, Charities* and Corporates* investors
  • Closing Date 19th February 2021


*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing. 

PRODUCT DOWNLOADS


 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 5th March 2031 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension