Structured Product

BCP ESG Defensive Kick-Out Bond 4

BCP is delighted to launch the new BCP ESG Defensive Kick-Out Bond 4. The investment strategy behind this Bond is focused on some of the most environmentally and socially responsible companies in Europe. The Bond itself aims to deliver high yield in a low, or even negative, return environment, with significant capital protection features. The guarantor of this listed security is Société Générale, which has a A+ rating from Fitch.

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with annual kick out opportunities and a defensive step-down autocall feature. The index can fall up to 25% over the term and the Bond will still pay out a gain of 80%.

KEY FEATURES

  • Potential gross return of 8% per annum (80% maximum return, CAR 6.1%)

  • Early maturity opportunities annually, if the Index is at or above the Autocall Barrier

  • At the end of the term, the Index can fall by up to 25% and still pay a gain of 80%

  • The Euronext Euro 50 ESG index is designed to provide exposure to the performance of a portfolio of 50 European companies with the best ESG (Environmental, Social and Governance) ranking.

  • At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index

  • Maximum 10 year term with annual early maturity opportunitie

  • Available to: Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's

  • Minimum investment €30,000, (Denominations of €1,000) Reduced minimum investment of €15,000 where investments are completed in full online using vespro.bcp.ie 

  • This is a capital at risk product

  • Closing Date extended to 25th June 2019

Warning: Past performance is not a reliable guide to future performance. Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 3rd July 2029 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax. There is a risk an alternative taxation basis may apply. 

CAR is Compound Annual Return

BCP USD Split Return Bond

BCP is delighted to launch the new BCP USD Split Return Bond, a 100% capital secure bond that pays 2.5% fixed interest along with 25% of your capital invested after 12 months, which is equivalent to 10% return. The remaining 75% of your investment will pay 115% of the performance of a top-performing Diversified Multi-Manager Index. 100% Capital Security is provided by Goldman Sachs Finance Corp International (GSFCI) and guaranteed by The Goldman Sachs Group. 

Key Features

  • Bond is split between a 12 month fixed interest component and a 5 year 100% capital secure investment component
  • 2.5% fixed interest paid after 12 months, in addition to 25% of your initial investment returned
  • Remaining 75% of your investment in the Bond will pay 115% of the performance of a diversified Index comprised of a selection of 8 leading funds at maturity 
  • Investment Term 5 Years, with Daily  Liquidity
  • Risk Indicator Score: 1 out of 7 (Lowest Risk)
  • Available to: Personal Investors, Corporate's*, Charities*, SSAP's, AMRF's, ARF's PRB's, PRSA's and through the Friends First SDIO Platform
  • Minimum Investment $50,000 (Increments of $1,000) A reduced minimum investment of $25,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing Date 5th July 2019

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: Past performance is not a reliable guide to future performance. Warning: if you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The value of your investment may go down as well as up. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If The Goldman Sachs Group were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account.