Structured Product

BCP Deposit Outperformance Bond 19

BCP is delighted to launch the new BCP Deposit Outperformance Bond 19 designed to generate potential returns in excess of currently low bank deposit interest rates and pays 50% of the performance of an equally weighted portfolio of 2 leading, diversified investment strategies. This Bond offers 100% capital security provided at maturity by Investec Bank plc. 

Key Features

  • Aim of the Bond is to generate returns in excess of current low bank deposit interest rates
  • 100% Capital security at maturity provided by Investec Bank plc (Fitch BBB+ and Moody's A1)
  • Underlying portfolio is comprised of 2 leading, globally diversified investment strategies :
    • PIMCO GIS-Income Fund
    • Euro 70 Low Volatility Index (European Equity Index)
  • 50% Participation in the Performance of the Portfolio which is added to 100% capital secure amount
  • Investment term is 6 Years (Daily liquidity available, administration charge will apply to any early exit)
  • Minimum investment is €50,000. A reduced minimum investment of €25,000 will apply where investments are completed in full online using vespro.bcp.ie.
  • Available to Personal, Charity, Religious Order, Friends First SDIO, SSAP, ARF/AMRF, PRB and Corporates
  • Closing date is 20th September 2019

Warning: Past performance is not a reliable guide to future performance. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market condition.

Credit ratings correct as of 29th July 2019. Source: Bloomberg. SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond.

BCP Dynamic Multi-Manager Bond 6

BCP is delighted to launch the new BCP Dynamic Multi-Manager Bond 6. This Capital Secure Bond offers investors access to the performance of 8 actively managed investment funds, diversified across asset classes, via an innovative multi-manager Index. The underlying Index universe is comprised of 8 leading funds managed by firms such as Blackrock, Schroders, DWS (Concept K) and Amundi. The Index selects the best 4 funds according to their risk-adjusted performance. 

Key Features

  • Underlying Index universe is comprised of 8 Leading funds
  • Index allocates to 4 funds at any one time
  • Index is dynamically rebalanced on a monthly basis
  • 200% Participation in the Index Performance with 90% Capital Security at Maturity provided by BNP Paribas (Rated A/Aa3/A+) (Source Bloomberg as at 3rd September 2019)
  • Investment Term is 5 Years (Daily liquidity in normal market conditions available)
  • Available to Personal Investors, Corporates*, Charities*, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Friends First SDIO Platform 
  • Minimum investment is €30,000 (Increments of €1,000) A reduced minimum investment of €15,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 25th October 2019

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.
 

Warning: Past performance is not a reliable guide to future performance.Warning: If you invest in this product, at maturity you could lose 10% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account

BCP Diversified Return Bond 3

BCP is delighted to launch the new BCP Diversified Return Bond 3 which provides exposure to a diversified selection of leading funds and investment managers spread across regions and asset classes, with the additional benefit of 90% capital security at maturity. Capital Security is provided by Goldman Sachs Finance Corp International (GSFCI) and guaranteed by The Goldman Sachs Group (A rated bank). 

Underlying Index has generated 11.3% performance in 2019 (to end August).

Key Features

  • Underlying Index is comprised of a selection of 8 diversified actively managed funds
  • Index allocates to 8 funds on an equal weight basis
  • 200% Participation in the Index Performance with 90% Capital Security at Maturity
  • Capital Security at Maturity provided  by GSFCI and guaranteed by The Goldman Sachs Group (Rated A3 / BBB+ / A) (Source Bloomberg as at September 2019)
  • Investment term is 5 Years (Daily liquidity in normal market conditions available
  • Available to Personal Investors, Corporates*, Charities*, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Friends First SDIO Platform 
  • Investment term is €30,000 (Increments of €1,000) A reduced minimum investment of €15,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 31st October 2019

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: Past performance is not a reliable guide to future performance. Warning: If you invest in this product, at maturity you could lose 10% of the money you invest. Warning: if you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The value of your investment may go down as well as up. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If The Goldman Sachs Group were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.
 

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account

BCP Transatlantic Defensive Kick-Out Bond 2

BCP is delighted to launch BCP Transatlantic Defensive Kick-Out Bond 2, an equity based investment strategy that is diversified across 100 of the largest companies in Europe and North America, which aims to deliver high yield in a low or even negative return environment, and with important defensive features designed to significantly reduce the risk of capital loss. The issuer of this listed security is Société Générale, which has a A rating from Fitch. 

Kick-Out Bond’s such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with annual kick out opportunities, and a defensive feature in the final year.

We believe this is an attractive investment opportunity, considering the current equity market uncertainty, for investors looking to reduce portfolio risk while still aiming to generate equity-type returns. 

Key Features

  • Aim of the bond is to deliver high yield in a low or even negative return environment
  • Potential gross return of 8% per annum (80% maximum return, CAR 6.1%) if the Index is at or above the Autocall Barrier at the end of any year
  • At the end of the term, the Index can fall by up to 25% and still pay a gain of 80%
  • At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index.
  • Underlying Index is iStoxx Transatlantic 100 Equal Weight Decrement Index Risk Indicator Score 5 out of 7 (Medium Risk)
  • Investment Term is maximum 10 years with annual early maturity opportunities
  • Minimum Investment €30,000 (Denominations of €1,000). A reduced minimum investment of €15,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Availability to Personal, Pension, SSAP, ARF/AMRF, PRB, PRSA, SSAP, Friends First SDIO, Religious Orders, Charities and Corporates investors
  • Closing date 27th September 2019

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before the Final Maturity Date you may lose some or all of the money you invest. Warning: The value of your investment can go down as well as up. Warning: Simulated and or Past performance is not a reliable guide to future performance.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.