Structured Product

BCP Protected Equity Bond 3

BCP is delighted to launch the new BCP Protected Equity Bond 3 which provides access to European Equity Performance with a high level of capital security. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 95% provided at maturity by Investec Bank plc with 100% participation in the index performance. Return is capped at 20%, equivalent to 3.3% gross per annum (CAR 3.1%) over the investment term. 
 

Key Features

  • Bond provides 100% of the performance in the Euro 70 Index, which is added to the capital secure amount at maturity
  • The Performance of the Index is capped at 25% meaning the total Bond Return is capped at 20% when the maximum Performance of the Index is added to the capital secure amount of 95%
  • Capital Security of 95% provided at maturity by Investec Bank plc (Rated BBB+/A1 as at October 2020)
  • Investment term 6 years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to 15th December 2020**

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Aviva SDIO investors please contact your Aviva Consultant about the latest date for investing.

Warning: If you invest in this product, at maturity you could lose 5% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Enhanced Equity Bond

BCP is delighted to launch the new BCP Enhanced Equity Bond which provides access to European Equity Performance with a high level of capital security and high participation. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 85% provided at maturity by Investec Bank plc with 150% participation in the Index performance. Returns are added to the capital invested at maturity not the capital protected amount. Return is capped at 32% (CAR 4.7%) over the investment term.

Key Features

  • Bond provides 150% of the performance in the Euro 70 Index
  • Performance of the Bond is capped at 32% (CAR 4.7%)
  • All returns generated by the Bond are added to the capital invested not the capital protected amount
  • Capital Security of 85% provided at maturity by Investec Bank plc (Rated BBB+/A1 as at October 2020)
  • Investors will suffer 1% loss of capital for every 1% fall in the Index at maturity, down to a Minimum Investment Return of -15%
  • Investment term 6 years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to15th December 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Aviva SDIO investors please contact your Aviva Consultant about the latest date for investing.

Warning: If you invest in this product, at maturity you could lose up to 15% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP / Itau 5 Year Deposit (Issue 2)

BCP is delighted to launch the BCP / Itau 5 Year Deposit (Issue 2) which offers 1.0% Fixed Deposit Interest in year 1 and 0.25% in years 2 to 5. The credit rating for Itau BBA International plc (IBBAInt) is strong at A3 from Moody’s with a Stable Outlook. IBBAInt is the London-based subsidiary of Itaú Unibanco Holding S.A. (“Itaú Unibanco”). Itaú Unibanco’s market cap is €42 billion, with around 95,000 employees and operations throughout Europe, North America and South America. The Itau banking group has been in operation for over 96 years. 

Key Features

  • 5 YEAR DEPOSIT WHICH PAYS 0.40% AER
  • 1.0% Fixed Deposit Interest paid out in year 1 and 0.25% in years 2 to 5
  • Deposit with Capital Security at maturity from Itau BBA International plc (IBBAInt)
  • IBBAInt has a strong credit rating of A3 from Moody’s (Stable Outlook)
  • IBBAInt is regulated by the FCA and the PRA in the UK
  • Deposit Interest paid out in December each year
  • Available to Pensions, Individuals, Charities, Corporates, Religious Orders, Friendly Societies and Credit Unions
  • Minimum Investment: €500,000 for Credit Unions and €100,000 for other investors
  • Closing Date is 16th December 2020

Product Downloads

Warning: If you invest in this product you will not have any access to your money for 5 years. Warning: If Itau BBA International plc were to default, you could lose some or all of your investment and potential interest.

AER is Annual Equivalent Rate. Credit ratings correct as of November 2020. FCA is the Financial Conduct Authority and PRA is the Prudential Regulation Authority (United Kingdom).