Structured Product

BCP Protected Equity Bond 4

BCP is delighted to launch the new BCP Protected Equity Bond 4 which provides access to European Equity Performance with a high level of capital security. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 95% provided at maturity by Investec Bank plc with 100% participation in the index performance. Return is capped at 20%, equivalent to 3.6% gross per annum (CAR 3.4%) over the investment term. 

Key Features

  • Bond provides 100% of the performance in the Euro 70 Index, which is added to the capital secure amount at maturity
  • The Performance of the Index is capped at 25% meaning the total Bond Return is capped at 20% when the maximum Performance of the Index is added to the capital secure amount of 95%
  • Capital Security of 95% provided at maturity by Investec Bank plc (Rated BBB+/A1 as at December 2020)
  • Investment term 5½ years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €5,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to 19th March 2021

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: If you invest in this product, at maturity you could lose 5% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Enhanced Equity Bond 2

BCP is delighted to launch the new BCP Enhanced Equity Bond 2 which provides access to European Equity Performance with a high level of capital security and high participation. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 85% provided at maturity by Investec Bank plc with 150% participation in the Index performance. Returns are added to the capital invested at maturity not the capital protected amount. Return is capped at 32% (CAR 5.2%) over the investment term.

Key Features

  • Bond provides 150% of the performance in the Euro 70 Index
  • Performance of the Bond is capped at 32% (CAR 5.2%)
  • All returns generated by the Bond are added to the capital invested not the capital protected amount
  • Investors will suffer 1% loss of capital for every 1% fall in the Index at maturity, down to a Minimum Investment Return of -15%
  • Investment term 5½ years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €5,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is extended to 19th March 2021

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: If you invest in this product, at maturity you could lose up to 15% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

BCP Global Artificial Intelligence (AI) Kick-Out Bond 3

BCP is delighted to launch the new BCP Global Artificial Intelligence (AI) Kick-Out Bond 3 which is focused on global companies that are early innovators and adopters in the important and growing field of Artificial Intelligence. The Bond itself aims to deliver strong yield with significant capital protection features. The Guarantor of this listed security is Goldman Sachs, which has an A rating from Fitch. 

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with opportunities for the Bond to mature early quarterly from the end of the first year. Potential returns will accrue monthly from the end of year 1 at a rate of 8.5% per annum.  

KEY FEATURES

  • The aim of the Bond is to provide a potential return equivalent to 8.5% p.a. and return your capital in full at the end of the 10 year Term, or earlier
  • Underlying iStoxx AI Global Artificial Intelligence 100 NR Decrement 5% Index (the ‘Index’) is comprised of 100 global companies that are early innovators and adopters in the field of Artificial Intelligence
  • Potential returns of 8.5% per annum if the Index is at or above the Initial Index Level on any quarterly observation date, after the first year
  • The Index level will be observed after 12 months and quarterly thereafter. After the end of 12 months, the potential return will accrue at a rate of 8.5%/4 for each quarter that has elapsed
  • 100% of invested capital will be returned at maturity provided that the underlying Index has not fallen by more than 40%. If the Index has fallen by more than 40% you will lose 1% for every 1% fall in the Index
  • Quarterly observation after 12 months to provide more opportunities for the Bond to kick-out and generate returns for investors
  • Minimum investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investor completes the investment in full through vespro.bcp.ie
  • Closing Date 6th April 2021


*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing. 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 18th April 2031 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension

BCP/Investec 5 Year Fixed Rate Note

BCP is delighted to launch the new BCP/Investec 5 Year Fixed Rate Note which pays an income of 0.30% over 5 years. 100% capital security at maturity is provided by Investec Bank plc, with credit ratings BBB+ (Fitch) and A1 (Moody's). 

Key Features

  • 0.30% Fixed Income paid out at the end of years 1 to 5 (0.30% AER)
  • Income paid out in March each year
  • 100% Capital Security provided at maturity by Investec Bank plc (Rated BBB+/A1)
  • Available to Pensions, Individuals, Charities, Corporates, Religious Orders and Friendly Societies
  • Investment term 5 years
  • Daily liquidity in normal market conditions
  • Minimum Investment €50,000 (Increments of €1,000)
  • Closing Date 23rd March 2021

Warning: if you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: if Investec Bank plc were to default, you will lose some or all of your investment and unpaid income.