Structured Product

BCP Enhanced Equity Bond 4

BCP is delighted to launch the new BCP Enhanced Equity Bond 4 which provides access to Global Equity Performance with high levels of capital security and high participation. The underlying index is the Solactive Sustainable Development Goals World Index, which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy. 

Key Features

  • Access Global Equity performance with high levels of participation and capital security
  • Growth Plus Version: 85% Capital Security at maturity and 200% Participation in the Index Performance
  • Growth Version: 90% Capital Security at maturity and 100% Participation in the Index Performance
  • All returns generated by the Bond are added to the capital invested not the capital protected amount
  • Underlying Index the Solactive Sustainable Development Goals World Index, which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy. The Index is rebalanced annually.
  • Maximum return of 50% (CAR 7.0%) for the Growth Plus Version and 30% (CAR 4.5%) for the Growth Version
  • Capital Security of 85% (Growth Plus Version) and 90% (Growth Version) provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas. (Rated AA-/Aa3/A+). BNP is one of the strongest banks in the world.
  • Investment term 6 years (daily liquidity available, an administration charge will apply)
  • Available to Personal Investors, *Corporates, *Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investment is completed in full through vespro.bcp.ie.
  • Closing Date 22nd September 2021

Product Downloads

Warning: If you invest in this product, at maturity you could lose up to 10% (Growth Version) or 15% (Growth Plus Version) of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas Issuance B.V. and BNP Paribas were to default, you will lose some or all of your investment and potential returns. Warning:  Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. Credit ratings correct as of June 2021.

BCP European Defensive ESG Kick-Out Bond 2

BCP is delighted to launch the new BCP European Defensive ESG Kick-Out Bond 2 which is focused on an equity investment strategy that provides exposure to a portfolio of 75 larger companies from across Europe, with the highest ESG scores and the strongest financial indicators. The Bond aims to provide a return linked to the performance of these companies but with significant capital protection features.

Key Features

  • Potential return of 8.0% pa if the Fund is at or above the Autocall Barrier at any observation date after 18 months
  • Step-down feature: Autocall Barrier is at 100% from the end of 18 months until the start of year 5 when it drops to 90% until maturity

  • Return of capital: 100% if Bond has not kicked out by the end of term and the Fund has not fallen by more than 50%. Otherwise, investors capital will be reduced by 1% for every 1% fall in the Fund. This is a capital at risk product. Societe Generale is the Guarantor and SG Issuer is the Issuer of the Bond. In the event Societe Generale fails to meet its liabilities, you could lose some or all of your money.

  • Underlying Fund is the Europe Evolution Fund (Bloomberg Ticker SOLEIEI LX)

  • Maximum term is 10 years

  • Minimum Investment €20,000 (Increments of €1,000) Reduced minimum investment of €5,000 where the investor completes the investment in full through vespro.bcp.ie

  • Available to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform

  • Closing Date is 15th October 2021

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 5th November 2031 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

BCP/Societe Generale 10 Year Deposit Bond

BCP is delighted to launch the new BCP/Societe Generale 10 Year Deposit Bond which offers a minimum AER of 0.08% and a maximum AER of 0.40% over 10 years. The credit ratings for Societe Generale are strong at A (Fitch) and A (S&P). The closing date is Monday 27th September 2021.

Key Features

  • Minimum AER 0.08% and Maximum AER 0.40%
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • 0.40% deposit interest paid out at the end of years 1 and 2
  • 0.40% deposit interest paid out at the end of years 3 to 10 IF the Euro Stoxx 50 Index is equal to or above the initial valuation at the annual valuation dates
  • Memory feature means that if you miss an interest payment at the end of years 3 to 9, you get it back in future years as long as the Euro Stoxx 50 Index trades at or above the Initial Level on one of the future annual valuation dates
  • 10 year term
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies and Individuals
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other investors
  • Closing Date is 27th September 2021

Please click here to view/download the application form.

Warning: If you invest in this product you will not have any access to your money for 10 years. Warning: The Deposit Interest at the end of years 3 to 10 is not guaranteed; any payment will depend on the performance of the Index. Warning: If Societe Generale were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

AER is Annual Equivalent Rate. Credit ratings correct as of August 2021.

Sterling Bond - BCP GBP Enhanced Equity Bond

BCP is delighted to launch a Sterling denominated capital secure bond, the BCP GBP Enhanced Equity Bond. This Bond provides access to Global Equity Performance with high levels of capital security and high participation. The underlying index is the Solactive Sustainable Development Goals World Index, which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy. 

Key Features

  • Access Global Equity performance with high levels of performance participation and capital security
  • 200% Participation in the Index Performance which is added to the capital invested amount with the return capped at 60%, equivalent to 12% gross per annum (CAR 9.9%) over the investment term
  • Capital Security of 90% provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas. (Rated AA-/Aa3/A+)
  • Underlying global equity Index is the Solactive Sustainable Development Goals World Index which tracks the performance of a selection of 50 ESG companies that are contributing to a more sustainable global economy 
  • Investment term 5 years (daily liquidity available, administration charge will apply) 
  • Minimum Investment £20,000 (Increments of £1,000)
  • Closing Date 21st October 2021

Warning: if you invest in this product, at maturity you could lose up to 10% of the money you invest. Warning: if you encash before maturity,  capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the  capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions.  Warning: the return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas  were to default, you will lose some or all of your investment and potential returns. Warning: current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.