Structured Product

BCP Deposit Outperformance Bond 20

BCP is delighted to launch the new BCP Deposit Outperformance Bond 20 designed to generate potential returns in excess of currently low bank deposit interest rates and pays 50% of the performance of an equally weighted portfolio of 2 leading, diversified investment strategies. This Bond offers 100% capital security provided at maturity by Investec Bank plc. 

Key Features

  • Aim of the Bond is to generate returns in excess of current low bank deposit interest rates
  • 100% Capital security at maturity provided by Investec Bank plc (Fitch BBB+ and Moody's A1)
  • Underlying portfolio is comprised of 2 leading, globally diversified investment strategies
    • PIMCO GIS-Income Fund
    • Euro 70 Low Volatility Index (European Equity Index)
  • 50% Participation in the Performance of the Portfolio which is added to 100% capital secure amount
  • Investment term is 6 Years (Daily liquidity available, administration charge will apply to any early exit)
  • Minimum investment is reduced to €25,000 
  • Available to Personal, Charity, Religious Order, Friends First SDIO, SSAP, ARF/AMRF, PRB and Corporates
  • Closing date extended to 11th December 2019. 

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Friends First SDIO investors please contact your Friends First Broker Consultant about the latest date for investing. 

Warning: Past performance is not a reliable guide to future performance. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market condition. WARNING: If Investec Bank plc were to default, you will lose some or all of your investment and potential return.

Credit ratings correct as of September 2019. Source: Bloomberg. SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond.

BCP Transatlantic Defensive Kick-Out Bond 3

BCP is delighted to launch the new BCP Transatlantic Defensive Kick-Out Bond 3 which is an equity based investment strategy that is diversified across 100 of the largest companies in Europe and the US.

This Kick-Out Bond aims to deliver strong fixed yield in a low, or even negative, return environment and with important defensive features designed to significantly increase the likelihood of an early maturity with gains, as well as reduce the risk of capital loss.The guarantor of this listed security is Societe Generale, which has an ‘A’ rating from Fitch. 

BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with annual kick out opportunities, and an innovative defensive feature. We believe this is an attractive investment opportunity, considering the current equity market uncertainty, for investors looking to reduce portfolio risk while still aiming to generate equity-type returns. 

Key Features

  • Deliver strong fixed yield in a low or even negative return environment. Potential gross return of 7% per annum (70% maximum return) if the Index is at or above the Autocall Barrier at the end of any year
  • The Autocall Barrier reduces by 2% every year, after the first year, and by 4% in the final year, so that the Bond can Autocall/kick-out even if the Index has fallen from the start level. At the end of the term, the Index can fall by up to 20% and still pay a gain of 70%.
  • At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index.
  • Investment Term is maximum 10 years with annual early maturity opportunities
  • Availability to Personal, Pension, SSAP, ARF/AMRF, PRB, PRSA, SSAP, Friends First SDIO, 
  • Religious Orders, Charities and Corporates investors
  • Minimum Investment is €30,000 (Denominations of €1,000). A reduced minimum investment of €15,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 13th December 2019**

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Friends First SDIO investors please contact your Friends First Broker Consultant about the latest date for investing. 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 24th December 2029 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.  

BCP Income Bond 2

BCP is delighted to launch the new BCP Income Bond 2 which pays fixed income of 3.15% at the end of each year, over the 7 year term. The Issuer of the Certificate is Goldman Sachs Finance Corp International (GSFCI) and it is guaranteed by The Goldman Sachs Group which has an ‘A’ rating from Fitch. 

Key Features

  • Annual income paid to investors regardless of underlying index performance
  • Underlying Euronext® CDP Environment World EW Decrement 5% (the ‘Index’) is focused on companies which puts the E of ESG (Environment: Climate, Weather and Forests)  as a priority
  • The Index is comprised of 20 North American companies and 20 European companies with the highest Environmental ratings
  • Capital is fully protected unless the underlying Index is more than 40% below its initial level at maturity, where you will lose the same % by which the Index has fallen.  This is a capital at risk product. Goldman Sachs Finance Corp International (GSFCI) is the Issuer and the Goldman Sachs Group (GSG) is the Guarantor.
  • Minimum Investment €30,000 (Denominations of €1,000). Reduced minimum investment of €15,000 where the investor completes the investment in full through vespro.bcp.ie
  • Available to Personal, Pension, ARF, AMRF, PRB, PRSA, SSAP, Friends First SDIO, Charity, Religious Order and Corporate Investors
  • Closing Date 16th December 2019

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Friends First SDIO investors please contact your Friends First Broker Consultant about the latest date for investing. 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 24th December 2026 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Income Tax and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.  

BCP Dynamic Multi-Manager Bond 7

BCP is delighted to launch the new BCP Dynamic Multi-Manager Bond 7, a capital secure bond which offers investors access to the performance of 8 actively managed investment funds, diversified across asset classes, via an innovative multi-manager Index. The underlying Index universe is comprised of 8 leading funds managed by firms such as Blackrock, Schroders, DWS (Concept K) and Amundi. The Index selects the best 4 funds according to their risk-adjusted performance. 

The Underlying Index has generated strong performance of +13.3% in 2019 (as of 13th November 2019) and +5.3% per annum since inception*.

Key Features

  • Underlying Index universe is comprised of 8 Leading funds
  • Index allocates to 4 funds at any one time
  • Index is dynamically rebalanced on a monthly basis
  • 200% Participation in the Index Performance which is added to the capital secure amount
  • Capital Security of 90% provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas
  • Investment Term is 5 Years (Daily liquidity in normal market conditions available)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Friends First SDIO Platform
  • Minimum Investment is €30,000 (Increments of €1,000) A reduced minimum investment of €15,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 16th December 2019**

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Friends First SDIO investors please contact your Friends First Broker Consultant about the latest date for investing. 

Warning: Past performance is not a reliable guide to future performance.Warning: If you invest in this product, at maturity you could lose 10% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. 

* Source: BNP Paribas and Bloomberg as of 31st October 2019. The Index launched in April 2017 and data prior to this date is simulated from the start of the backtest on September 1st 2011 to March 2017