Structured Product

BCP European Defensive ESG Kick-Out Bond 6

BCP is delighted to launch the new BCP European Defensive ESG Kick-Out Bond 6, an equity investment strategy that provides exposure to a portfolio of 75 leading companies from across Europe, which operate in 4 Mega Trends: Environmental Transition,  Digitalisation, New Economy, and Demographic Trends. The Bond aims to provide a return linked to the performance of these companies but with significant capital protection features.

Key Features

  • The aim of the Bond is to provide a potential return equivalent to 10% p.a. and return your capital in full at the end of the 10 year term, or earlier
  • Underlying Quadrant Europe Fund provides exposure to a portfolio of 75 leading companies from across Europe, which operate in 4 Mega Trends: Environmental Transition, Digitalisation, New Economy and Demographic Trends.
  • Potential returns of 10% per annum (2.5% per quarter) if the Fund is at or above the Autocall Barrier on any quarterly observation date, after 12 months
  • Autocall Barrier is at 100% from the end of year 1 until the end of year 5 when it drops to 85% and remains at 85% until maturity. At the end of the Term, the Fund can fall by up to 15% and still pay a gain of 100%
  • 100% of invested capital will be returned at maturity provided that the underlying Fund has not fallen by more than 50%. If the Fund has fallen by more than 50% you will lose 1% for every 1% fall in the Fund. This is a capital at risk product. Societe Generale is the Guarantor and SG Issuer is the Issuer of the Bond. In the event Societe Generale fails to meet its liabilities, you could lose some or all of your money
  • Quarterly observation after year 1 to provide more opportunities for the Bond to kick-out and generate returns for investors
  • Available to Individuals, Pensions, Charities, Corporates, ARF, PRB, SSAP and PRSA investors
  • Minimum investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investor completes the investment in full through vespro.bcp.ie
  • Closing Date is 10th June 2022

Product Downloads

Warning: This is a capital at risk product. Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 1st July 2032 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. 

BCP Enhanced Equity Bond 7

BCP is delighted to launch the new BCP Enhanced Equity Bond 7, a capital secure Bond that combines access to enhanced global equity performance with 85% or 95% capital protection at maturity and all returns added to capital invested.

Key Features

  • Access Global Equity performance with high levels of performance participation and capital security
  • Growth Plus Version provides 250% Participation in the Index Performance which is added to the capital invested amount with the return capped at 62.5%, equivalent to 10.4% gross per annum (CAR 8.4%) over the investment term
  • Growth Version provides 110% Participation in the Index Performance which is added to the capital invested amount with the return capped at 27.5%, equivalent to 4.6% gross per annum (CAR 4.1%) over the investment term
  • Capital Security of 85% (Growth Plus Version) and 95% (Growth Version) provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas. Rated AA- (Fitch), Aa3 (Moody’s) and A+ (S&P).
  • Underlying Index is the BNP Paribas World Climate Care RC8 AR Index with variable exposure to:
    • The performance of a minimum of 100 global equities with positive financial outlook and high ESG (Environmental, Social and Governance) standards, selected on the basis of their carbon footprint and energy transition strategy
    • A portfolio of bonds composed of rolling future indices with two different maturities: the BNP Paribas EUR 10Y Futures Index or the BNP Paribas EUR 2Y Futures Index
  • Investment term 6 years (Daily liquidity available in normal market and funding conditions*)
  • Available to Individuals, Pensions, Charities, Corporates, ARF, PRB, SSAP and PRSA investors
  • Minimum Investment €20,000 (Increments of €1,000)
  • Reduced minimum investment of €5,000 where the investment is completed in full through vespro.bcp.ie
  • Closing Date 31st May 2022

*Capital security does not apply and is subject to an administration charge

Product Downloads

Warning: if you invest in this product, at maturity you could lose up to 5% (Growth Version) or 15% (Growth Plus Version) of the money you invest. Warning: if you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: the return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the Growth Plus Version as being subject to Capital Gains Tax (CGT) and the Growth Version being subject to Income Tax; there is a risk an alternative taxation basis may apply.

Credit ratings correct as of March 2022. Source: Bloomberg. CAR is Compound Annual Return.

BCP Target Coupon Bond 4

BCP is delighted to launch the new BCP Target Coupon Bond 4, an equity based investment strategy that is focused on 50 of the largest companies with the highest ESG Scores domiciled in France, Germany, the Netherlands, and Belgium. The Bond aims to provide a return of 5% p.a. linked to the performance of these companies with significant capital protection features.

Key Features

  • The aim of the Bond is to provide a potential return equivalent to 5.0% p.a. and return your capital in full at the end of the 10 year Term, or earlier
  • Potential coupon of 5.0% per annum if the Index is at or above 60% of Initial Index Level on any annual observation date
  • Memory feature means that any missed coupons are payable if the Index is at or above 60% of Initial Index Level on any subsequent annual observation date
  • The Bond has the potential to mature early – if the Index is at or above 85% of its Initial Index Level at the 3rd anniversary or at any yearly anniversary thereafter 
  • The underlying index is the S&P Europe 50 ESG Select Equal Weight (BEL, DEU, FRA, NLD) 50 Point Decrement Index
  • Capital is fully protected unless the underlying Index is more than 50% below its initial level at maturity, whereby you will lose the same % by which the Index has fallen. This is a capital at risk product. Barclays Bank Ireland plc is the Issuer of the Bond. In the event that Barclays Bank Ireland plc fails to meet its liabilities, you could lose some or all of your money
  • Minimum investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investor completes the investment in full through vespro.bcp.ie
  • Available to Personal Investors, Corporates, Charities, SSAP’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Closing Date 17th June 2022*

Warning: This is a capital at risk product. Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before maturity you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: If Barclays Bank Ireland plc were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.