Structured Product

BCP ESG Daily Kick-Out Bond 5

BCP is delighted to launch the new BCP ESG Daily Kick-Out Bond 5 which is focused on some of the most environmentally and socially responsible companies in Europe and North America. The Bond itself aims to deliver strong yield with significant capital protection features. The Guarantor of this listed security is Goldman Sachs, which has an A rating from Fitch. 

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with opportunities for the Bond to mature early every day from the end of the first year. Potential returns will accrue every day from the end of year 1 at a rate of 10% per annum.  

Considering recent equity market volatility and reduced equity valuations, this Bond provides an opportunity to invest and potentially earn high returns while still benefiting from a further 40% downside fall in the value of the Index.


We believe this is an attractive investment opportunity, considering the current equity market uncertainty, for investors looking to reduce portfolio risk while still aiming to generate strong returns. 

Key Features

  • Aim of the Bond is to Deliver fixed yield in an uncertain, and potentially low return, environment
  • Potential gross return of 10% per annum (100% maximum gross return, CAR 7.2%) if the Index is at or above its starting level at the end of Year 1 or daily thereafter
  • Return of Capital: At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index.
  • Underlying Euronext CDP Environment World EW Decrement 5% index is designed to provide exposure to the performance of a portfolio of 20 North American companies and 20 European companies with the highest Environmental ratings.
  • Investment Term is Maximum 10 years with daily early maturity opportunities after 12 months
  • Minimum Investment is €20,000 (Denominations of €1,000). A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Availabile to Personal, Pension, SSAP, ARF/AMRF, PRB, PRSA, SSAP, Aviva SDIO, Religious Orders, Charities* and Corporates* investors
  • Closing Date is 22nd September 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing. 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 2nd October 2030 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.  

BCP Dynamic Multi-Manager Bond 11

BCP is delighted to launch the new BCP Dynamic Multi-Manager Bond 11 which is a capital secure bond which offers investors access to the performance of 8 actively managed investment funds, diversified across asset classes, via an innovative multi-manager Index. The underlying Index universe is comprised of 8 leading funds managed by firms such as Blackrock, Schroders, DWS (Concept K) and Amundi. The Index selects the best 4 funds according to their risk-adjusted performance

Key Features

  • Underlying Index Underlying Index universe is comprised of 8 Leading funds, Index allocates to 4 funds at any one time, Index is dynamically rebalanced on a monthly basis
  • Participation is 200% Participation in the Index Performance 
  • Capital Security is 90% Capital Security at Maturity
  • Provider of Capital Security at Maturity is BNP Paribas (Rated AA-/Aa3/A+) (Source Bloomberg as at August 2020)
  • Product Classification is BNP Paribas Listed Certificate
  • Investment Term is 5 Years (Daily liquidity in normal market conditions available)
  • Availability is to Personal Investors, Corporates*, Charities*, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Aviva SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing Date 25th September 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: Past performance is not a reliable guide to future performance. Warning: If you invest in this product, at maturity you could lose 10% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

BCP Protected Equity Bond 2

BCP is delighted to launch the new BCP Protected Equity Bond 2 which provides access to European Equity Performance with a high level of capital security. The underlying index is comprised of 70 companies and focuses on the largest and least volatile companies from 15 developed European countries. Capital Security of 95% provided at maturity by Investec Bank plc with 100% participation in the index performance. Return is capped at 20%, equivalent to 3.3% gross per annum (CAR 3.1%) over the investment term. 

Key Features

  • Bond provides 100% of the performance in the Euro 70 Index, which is added to the capital secure amount at maturity
  • The Performance of the Index is capped at 25% meaning the total Bond Return is capped at 20% when the maximum Performance of the Index is added to the capital secure amount of 95%
  • Capital Security of 95% provided at maturity by Investec Bank plc (Rated BBB+/A1)
  • Investment term 6 years (daily liquidity available, administration charge will apply)
  • Availability to Personal Investors, Corporates*, Charities*, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Friends First SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 29th September 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: If you invest in this product, at maturity you could lose 5% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If Investec Bank plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account.