Structured Product

BCP ESG Daily Kick-Out Bond 2

BCP is delighted to launch the new BCP ESG Daily Kick-Out Bond 2. The investment strategy behind this Bond is focused on some of the most environmentally and socially responsible companies in Europe. The Bond itself aims to deliver strong yield with significant capital protection features. The issuer of this listed security is Société Générale, which has a A+ rating from Fitch. 

Kick-Out Bonds such as this are designed to provide strong, fixed returns without investors having to take direct equity risk. BCP has designed this product to optimise the return potential whilst minimising the risk of capital loss with opportunities for the Bond to mature early every day from the end of the first year. Potential returns will accrue every day from the end of year 1 at a rate of 6% per annum.  

Considering recent equity market volatility and reduced equity valuations, particularly in Europe, this Bond provides an opportunity to invest when companies are trading at significantly cheaper prices and investors can protect themselves from a further 40% downside fall in the value of the Index.

We believe this is an attractive investment opportunity, considering the current equity market uncertainty, for investors looking to reduce portfolio risk while still aiming to generate strong returns. 

Key Features

  • Deliver fixed yield in an uncertain, and potentially low return, environment
  • Potential gross return of 6% per annum (36% maximum return, CAR 5.3%) if the Index is at or above the Autocall Barrier at the end of Year 1 or daily thereafter
  • At maturity, investors will receive 100% of their capital if the Index level at maturity is not more than 40% below its starting level.  At maturity, if the Index is more than 40% below its starting level, then investor’s capital will be reduced by 1% for every 1% fall in the Index.
  • The Euronext Euro 50 ESG index is designed to provide exposure to the performance of a portfolio of 50 European companies with the best ESG (Environmental, Social and Governance) ranking.
  • Maximum 6 years with daily early maturity opportunities after 12 months
  • Minimum investment is €20,000 (Denominations of €1,000). A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Available to Personal, Pension, SSAP, ARF/AMRF, PRB, PRSA, SSAP, Friends First SDIO, Religious Orders, Charities* and Corporates* investors
  • Closing date is 30th April 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 21st May 2026 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension.  

BCP Income Bond 4

BCP is delighted to launch the new BCP Income Bond 4 which pays fixed income of 3.75% at the end of each year, over the 7 year term. The Issuer of the Certificate is Goldman Sachs Finance Corp International (GSFCI) and it is guaranteed by The Goldman Sachs Group which has an ‘A’ rating from Fitch.

Key Features

  • Annual income of 3.75% paid to investors regardless of underlying index performance
  • Underlying Euronext® CDP Environment World EW Decrement 5% (the ‘Index’) is focused on companies which puts the E of ESG (Environment: Climate, Weather and Forests)  as a priority
  • The Index is comprised of 20 North American companies and 20 European companies with the highest Environmental ratings
  • Capital is fully protected unless the underlying Index is more than 40% below its initial level at maturity, where you will lose the same % by which the Index has fallen.  This is a capital at risk product. Goldman Sachs Finance Corp International (GSFCI) is the Issuer and the Goldman Sachs Group (GSG) is the Guarantor.
  • Minimum Investment €20,000 (Denominations of €1,000). Reduced minimum investment of €10,000 where the investor completes the investment in full through vespro.bcp.ie
  • Available to Personal, Pension, ARF, AMRF, PRB, PRSA, SSAP, Friends First SDIO, Charity, Religious Order and Corporate Investors
  • Closing Date 5th June 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

**For Friends First SDIO investors please contact your Friends First Broker Consultant about the latest date for investing. 

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before the maturity date you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Simulated past performance is not a reliable guide to future performance. Warning: If The Goldman Sachs Group were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Income Tax and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. 

BCP Dynamic Multi-Manager Bond 9

BCP is delighted to launch the new BCP Dynamic Multi-Manager Bond 9, a capital secure bond which offers investors access to the performance of 8 actively managed investment funds, diversified across asset classes, via an innovative multi-manager Index. The underlying Index universe is comprised of 8 leading funds managed by firms such as Blackrock, Schroders, DWS (Concept K) and Amundi. The Index selects the best 4 funds according to their risk-adjusted performance. 

Key Features

  • Underlying Index universe is comprised of 8 Leading funds
  • Index allocates to 4 funds at any one time
  • Index is dynamically rebalanced on a monthly basis
  • 200% Participation in the Index Performance which is added to the capital secure amount
  • Capital Security of 90% provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas
  • Investment Term is 5 Years (Daily liquidity in normal market conditions available)
  • Availability to Personal Investors, Corporates, Charities, SSAP’s, AMRF’s, ARF’s, PRB’s, PRSA's and through the Friends First SDIO Platform
  • Minimum Investment is €20,000 (Increments of €1,000) A reduced minimum investment of €10,000 will apply where investments are completed in full online using vespro.bcp.ie
  • Closing date is 26th May 2020

*For Corporates, Charities & Trusts (i.e. any non individual investor) a Legal Entity Identifier (LEI) is required prior to investing.

Warning: Past performance is not a reliable guide to future performance.Warning: If you invest in this product, at maturity you could lose 10% of the money you invest. Warning: If you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: The return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear tax categorisation of this product. There is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account.