Structured Product

BCP Enhanced Equity Bond 5

BCP is delighted to launch the new BCP Enhanced Equity Bond 5 which provides access to Global Equity Performance with high levels of capital security and high participation. The underlying index is the BNP Paribas World Climate Care RC8 AR Index.

Key Features

  • Access Global Equity performance with high levels of performance participation and capital security
  • Growth Plus Version provides 200% Participation in the Index Performance which is added to the capital invested amount with the return capped at 50%, equivalent to 8.3% gross per annum (CAR 7.0%) over the investment term
  • Growth Version provides 100% Participation in the Index Performance which is added to the capital invested amount with the return capped at 30%, equivalent to 5.0% gross per annum (CAR 4.5%) over the investment term
  • Capital Security of 85% (Growth Plus Version) and 90% (Growth Version) provided at maturity by BNP Paribas Issuance B.V. and guaranteed by BNP Paribas. Rated AA- (Fitch), Aa3 (Moody’s) and A+ (S&P).
  • Underlying Index the BNP Paribas World Climate Care RC8 AR Index with variable exposure to:
    1. The performance of a minimum of 100 global equities with positive financial outlook and high ESG (Environmental, Social and Governance) standards, selected on the basis of their carbon footprint and energy transition strategy
    2. A portfolio of bonds composed of rolling future indices with two different maturities: the BNP Paribas EUR 10Y Futures Index or the BNP Paribas EUR 2Y Futures Index
  • Investment term 6 years (daily liquidity available, administration charge will apply)
  • Available to Individuals, Pensions, Charities, Corporates, ARF, AMRF, PRB, SSAP and PRSA investors
  • Minimum Investment €20,000 (Increments of €1,000)
  • Reduced minimum investment of €5,000 where the investment is completed in full through vespro.bcp.ie
  • Closing Date 10th December 2021

Product Downloads

Warning: if you invest in this product, at maturity you could lose up to 10% (Growth Version) or 15% (Growth Plus Version) of the money you invest. Warning: if you encash before maturity, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market conditions. Warning: the return on your investment in this product may be affected by changes in currency exchange rates. Warning: If BNP Paribas were to default, you will lose some or all of your investment and potential returns.  Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

SSAP is Small Self-Administered Pension. ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. CAR is Compound Annual Return.

BCP European Defensive ESG Kick-Out Bond 3

BCP is delighted to launch the new BCP European Defensive ESG Kick-Out Bond 3, an equity investment strategy that provides exposure to a portfolio of 75 larger companies from across Europe, with the highest ESG scores and the strongest financial indicators. The Bond aims to provide a return linked to the performance of these companies but with significant capital protection features.

Key Features

POTENTIAL GROSS RETURN of 8.0% per annum (80% maximum return over the 10 year term*)

  • Potential early maturity quarterly, from the end of 18 months onwards, if the Fund is at or above the Autocall Barrier
  • Potential return accrues for each quarter that passes
  • Autocall Barrier is at 100% from the end of 18 months until the start of year 5 when it drops to 90% until maturity. At the end of the Term, the Fund can fall by up to 10% and still pay a gain of 80%
  • Underlying Europe Evolution Fund provides exposure to a portfolio of 75 larger companies from across Europe, with the highest ESG scores and the strongest financial indicators. The fund includes a risk control mechanism designed to manage the amount of volatility the fund is exposed to.
  • Capital is fully protected unless the underlying Fund is more than 50% below its initial level at maturity, where you will lose the same % by which the Fund has fallen. Societe Generale is the Guarantor and SG Issuer is the Issuer of the Bond. In the event Societe Generale fails to meet its liabilities, you could lose some or all of your money.
  • Minimum Investment €20,000 (Increments of €1,000). Reduced minimum investment of €5,000 where the investment is completed in full through vespro.bcp.ie.
  • Available to Personal, Pension, ARF, AMRF, PRB, PRSA, SSAP, Aviva SDIO, Charity, Religious Order and Corporate Investors
  • Closing Date 10th December 2021

* The maximum return will only occur if the Bond does not kick-out during the 10 year term (i.e. after 18 months or any quarterly observation thereafter) and the value of the Fund at the Final Valuation Date is equal to or above 90% of the value of the Fund at the Initial Valuation Date.

Warning: This is a capital at risk product. Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 2nd January 2032 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

ARF is Approved Retirement Fund. AMRF is Approved Minimum Retirement Fund. PRB is Personal Retirement Bond.
PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. 

BCP/Societe Generale 10 Year Deposit (Issue 4)

BCP is delighted to launch the new BCP/Societe Generale 10 Year Deposit (Issue 4) which pays out 0.50% Fixed deposit interest each year over 10 years (AER 0.50%), IF not called in by Societe Generale at the end of years 6, 7, 8 or 9. The credit ratings for Societe Generale are strong at A (Fitch), A (S&P) and A1 (Moody's).

Key Features

  • 0.50% Fixed deposit interest paid out at the end of years 1 to 10 (0.50% AER), IF not called in by Societe Generale at the end of years 6, 7, 8 or 9. 
  • Societe Generale has the right (but not the obligation) to terminate the deposit in whole at par at the end of years 6, 7, 8 or 9
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • 10 year term (if not called in earlier)
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies and Individuals
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other investors
  • Closing Date is 7th December 2021

Product Downloads

Warning: if you withdraw before maturity, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If Societe Generale were to default, you could lose some or all of your investment and potential interest.

AER is Annual Equivalent Rate. p.a. is per annum. Credit ratings correct as of November 2021.

BCP/NatWest 5 Year Deposit (Issue 2)

BCP is delighted to announce the launch of the new BCP/NatWest 5 Year Deposit (Issue 2) which offers 0.2% AER over 5 years. The credit ratings for NatWest Markets N.V. are strong at A+ (Fitch), A- (S&P) and A2 (Moody's). 

 

Key Features

  • Deposit with 100% Capital Security at maturity from NatWest Markets N.V.
  • 0.20% deposit interest paid out in December at the end of years 1 to 5
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • 5 year term
  • Available to Credit Unions, Charities, Pensions, Corporates, Religious Orders and Friendly Societies
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other Investors 
  • Closing Date is 9th December 2021

Please click here to view/download the application form for Credit Unions and here to view/download the application form for other investors.

Product Downloads

Warning: if you withdraw before maturity, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If NatWest Markets N.V. were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme

AER is Annual Equivalent Rate. Credit ratings correct as of November 2021.