Structured Product

BCP Transatlantic Defensive Kick-Out Bond 5

BCP is delighted to launch the new BCP Transatlantic Defensive Kick-Out Bond 5, an equity investment strategy that provides exposure to a portfolio of 40 large companies across North America and Europe. The Bond aims to provide a return linked to the performance of these companies but with significant capital protection features.

Key Features

  • POTENTIAL GROSS RETURN of 9% per annum (90% maximum return over the 10 year term*)
  • Potential early maturity quarterly, from the end of year 1 onwards, if the Index is at or above the Autocall Barrier
  • Potential return accrues for each quarter that passes
  • Autocall Barrier is at 100% from the end of year 1 until the end of year 5 when it drops to 85% until maturity. At the end of the Term, the Index can fall by up to 15% and still pay a gain of 90%
  • Underlying S&P Transatlantic 40 ESG-Momentum Tilted Equal Weight Daily Risk Control 15% 50-Point Decrement Index provides exposure to a portfolio of 40 large companies across North America and Europe, with equal exposure in each region (20 companies selected from North America and 20 companies selected from Europe).
  • Minimum Investment €20,000 (Increments of €1,000). Reduced minimum investment of €10,000 where the investment is completed in full through vespro.bcp.ie
  • Capital is fully protected unless the underlying Index is more than 50% below its initial level at maturity, where you will lose the same % by which the Index has fallen. Goldman Sachs Group (GSG) is the Guarantor and Goldman, Sachs & Co. Wertpapier GmbH (GSW) is the Issuer of the Bond. In the event GSG fails to meet its liabilities, you could lose some or all of your money
  • Key Risks:
    • Risk of Capital Loss – Your capital is at risk if the Index falls by more than 50% of the Initial Index Level at maturity. In that event your capital will be reduced by 1% for every 1% fall in the value of the Index at the end of the Bond. You may lose some, or all, of your investment amount. 
    • Counterparty/Credit Risk – Your capital is exposed to the credit risk of The Goldman Sachs Group as the guarantor of the Certificate. If The Goldman Sachs Group defaults on its senior debt obligations you may suffer partial or full capital loss and potential return.
  • Summary Risk Indicator (SRI) of 5 out of 7, which is a medium-high risk class
  • Available to Personal, Pension, ARF, PRB, PRSA, SSAP, Charity, Religious Order and Corporate Investors
  • Closing Date 15th March 2023

*The maximum return will only occur if the Bond does not kick-out during the 10 year term (i.e. after 1 year or any quarterly observation thereafter) and the value of the Index at the Final Valuation Date is equal to or above 85% of the value of the Index at the Initial Valuation date.

Warning: If you invest in this product you may lose some or all of the money you invest. Warning: If you cash in your investment before 29th March 2033 you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. You may get back less than you invest. Warning: If The Goldman Sachs Group were to default, you will lose some or all of your investment and potential return. Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply. Warning: The return on your investment in this product may be affected by changes in currency exchange rates.

IMPORTANT: The Bond does not provide any regular income, it is therefore not suitable for investors who need to take a
regular income from their investment; it is suitable only as a capital growth investment. The Bond terminates automatically
following Kick-out. The Bond is a listed Certificate and all investment returns will be paid gross of tax. ARF is Approved
Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-
Administered Pension.

BCP/Societe Generale 2.76% AER 3 Year Deposit

BCP is delighted to launch the new BCP/Societe Generale 2.76% AER 3 Year Deposit, a market leading deposit that pays deposit interest of 3.00% at the end of years 1 & 2 and 2.25% at the end of year 3. The credit ratings for Societe Generale are strong at A (Fitch), A (S&P) and A1 (Moody's).

Key Features

  • 3.00% Fixed deposit interest paid out at the end of years 1 & 2
  • 2.25% Fixed deposit interest paid out at the end of year 3
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • Deposit interest paid out in March each year
  • 3 year term
  • Societe Generale is one of Europe’s largest retail banks, with a market capitalisation of €21.65billion
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies, Individuals and has been submitted for approval on the Aviva SDIO Platform 
  • Minimum Investment is €250,000 for Credit Unions; €100,000 for Corporates, Charities, Pensions, Religious Orders and Friendly Societies; and €50,000 for Individuals
  • Closing Date is 23rd February 2023 

* Deductions for fees and charges are not made uniformly throughout the life of the Deposit, but are loaded onto the early period. If you withdraw from the Deposit in the early period this will impact on the value you will receive.

Corporates, Charities, Pensions, Religious Orders, Friendly Societies and Individuals must complete the BCP Generic Application Form

Product Downloads

Warning: If you withdraw before 2nd March 2026, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If Societe Generale were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme. 

COOLING OFF PERIOD

Clients are unable to cancel their application to invest in the deposit once a signed application is received by BCP. This is regardless of whether BCP has received funds at that time or not and regardless of whether the original application has been received or it is received in electronic form. If BCP has not received funds with the application, clients are obliged to send the funds to BCP by the closing date. A cooling off will apply if your investment is subject to the provisions of the Distance Marketing Regulations.

AER is Annual Equivalent Rate. p.a. is per annum. Credit ratings correct as of January 2023.

BCP/NatWest 3.40% AER 5 Year Deposit

BCP is delighted to launch the new BCP/NatWest 3.40% AER 5 Year Deposit, a market leading deposit which pays deposit interest of 4.0% at the end of years 1 to 3, and 2.42% at the end of years 4 & 5. The credit ratings for NatWest are strong at A+ (Fitch), A- (S&P) and A1 (Moody's).

Key Features

Key Features

  • 4.0% Fixed deposit interest paid out at the end of years 1 to 3
  • 2.42% Fixed deposit interest paid out at the end of years 4 & 5
  • Deposit with 100% Capital Security at maturity from NatWest Markets N.V.
  • Daily liquidity available in normal market & funding conditions* (capital security does not apply and subject to an administration charge)
  • 5 year term
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies and has been submitted for approval on the Aviva SDIO Platform
  • Minimum Investment is €250,000 for Credit Unions; €100,000 for Corporates, Charities, Pensions, Religious Orders and Friendly Societies
  • Closing Date is 15th February 2023

*Deductions for fees and charges are not made uniformly throughout the life of the Deposit, but are loaded onto the early period. If you withdraw from the Deposit in the early period this will impact on the value you will receive.

Corporates, Charities, Pensions, Religious Orders, and Friendly Societies must complete the BCP Generic Application Form

Product Downloads

Warning: If you withdraw before 17th February 2028, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If NatWest Markets N.V. were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

COOLING OFF PERIOD

Clients are unable to cancel their application to invest in the deposit once a signed application is received by BCP. This is regardless of whether BCP has received funds at that time or not and regardless of whether the original application has been received or it is received in electronic form. If BCP has not received funds with the application, clients are obliged to send the funds to BCP by the closing date. A cooling off will apply if your investment is subject to the provisions of the Distance Marketing Regulations.

AER is Annual Equivalent Rate. Credit ratings correct as of January 2023.

BCP Protected Multi-Asset Kick Start Bond

BCP is delighted to launch the new BCP Protected Multi-Asset Kick Start Bond, a capital secure bond that provides 100% capital protection at maturity and 165% Participation in the positive Index Performance added to the initial investment amount.

Key Features

  • 100% Capital Protection at Maturity and 165% Participation in the positive Index Performance added to the initial investment amount
  • Underlying Index is Goldman Sachs Global Diversified Multi-Asset 5% Series 2 Index (Bloomberg: GSISCC52), The Index provides exposure to Equities, Bonds, Commodities and Real Estate (REITs)
  • Kick Start Feature: The Bond includes a Kick Start feature. This means that for the purposes of calculating Bond performance 5% is automatically added to Index performance before the participation rate of 165% is applied.
  • Capital Security of 100% provided at maturity by Goldman Sachs Finance Corp International Ltd, the Issuer of the Bond and guaranteed by The Goldman Sachs Group (GSG). Credit Ratings: A2 (Moody’s) / BBB+ (Standard & Poor’s) / A (Fitch) 
  • Term 5 years with daily liquidity in normal market and funding conditions
  • Key Risks:
    Counterparty/Credit Risk: If the Goldman Sachs Group defaults on its senior debt obligations you may suffer partial or full capital loss and potential return. 
  • Summary Risk Indicator (SRI) of 2 out of 7 which is a low risk class
  • Minimum Investment €20,000 (Increments of €1,000) Reduced minimum investment of €10,000 where the investor completes the investment in full through vespro.bcp.ie
  • Available to Personal Investors, Pensions, Corporates, Charities, SSAP’s, ARF’s, PRB’s, PRSA's, and submitted to Aviva SDIO Platform   
  • Closing Date 3rd March 2023

Warning: If you encash before 16th March 2028, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If the Goldman Sachs Group were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear categorisation of this product as being subject to Income Tax.

MPORTANT: All investment returns will be paid gross of tax. Credit ratings correct as of January 2023. Source: Bloomberg. This marketing material has been produced by BCP, who are solely responsible for its contents. Goldman Sachs Finance Corp International Ltd has had no involvement in the production of this document and accept no responsibility for the accuracy or otherwise of the information set out in this document. ARF is Approved Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. 

BCP 100% Protected Euro Stoxx 50 Bond

BCP is delighted to launch the new BCP 100% Protected Euro Stoxx 50 Bond, a capital secure bond that provides exposure to the performance of the 50 largest companies among the 19 supersectors in the Eurozone with 100% capital protection at maturity.

Key Features

  • Access a benchmark Index with high levels of participation and capital security at maturity
  • 100% Capital Security at maturity and 120% Participation in the positive Index Performance added to the initial investment amount. Where the Index performance is negative at the end of the 5 year investment term, 100% of the capital invested will be returned.
  • Maximum return of 38.40% (CAR 6.72%)
  • Underlying Index is the EURO STOXX 50 Index - principal benchmark index for the European equity market
  • Investment term 5 years (Daily liquidity available in normal market and funding conditions. Capital security does not apply and subject to an administration charge.)
  • Summary Risk Indicator (SRI) of 2 out of 7, which is a low risk class
  • Available to Personal, Pension, ARF, PRB, PRSA, SSAP, Charity, Religious Order and Corporate Investors
  • Capital Security of 100% provided at maturity by Barclays Bank Ireland plc, the Issuer of the Bond, a subsidiary of Barclays plc. Credit Ratings: A+ (Fitch) and A (S&P)
  • Key Risk:
  • Counterparty/Credit Risk – If Barclays Bank Ireland plc defaults on its senior debt obligations you may suffer partial or full  capital loss and potential return. 
  • Minimum Investment €20,000 (Increments of €1,000)
  • Reduced minimum investment of €10,000 where the investment is completed in full through vespro.bcp.ie
  • Closing Date 22nd February 2023

Warning: If you encash before 13th March 2028, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If Barclays Bank Ireland plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear categorisation of this product as being subject to Income Tax.

IMPORTANT: All investment returns will be paid gross of tax. Credit ratings correct as of December 2022. Source: Bloomberg. This marketing material has been produced by BCP, who are solely responsible for its contents. Barclays Bank Ireland plc has had no involvement in the production of this document and accept no responsibility for the accuracy or otherwise of the information set out in this document. ARF is Approved Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. CAR is Compound Annual Return.

BCP 90% Protected MSCI World Bond

BCP is delighted to launch the new BCP 90% Protected MSCI World Bond, a capital secure bond that provides exposure to the performance of 23 Developed Markets (DM) countries with 90% capital protection at maturity.

Key Features

  • Access a well known Index with high levels of participation and capital security at maturity
  • 90% Capital Security at maturity and 120% Participation in the positive Index Performance added to the initial investment amount. Where the Index performance is negative at the end of the 5 year investment term, there will be a 1% loss of capital for every 1% fall in the Index subject to a maximum loss of 10%.
  • Maximum return of 38.40% (CAR 6.72%)
  • Underlying Index is the MSCI World EUR Index
  • Investment term 5 years (Daily liquidity available in normal market and funding conditions. Capital security does not apply and subject to an administration charge.)
  • Summary Risk Indicator (SRI) of 3 out of 7, which is a medium-low risk class
  • Available to Personal, Pension, ARF, PRB, PRSA, SSAP, Charity, Religious Order and Corporate Investors
  • Capital Security of 90% provided at maturity by Barclays Bank Ireland plc, the Issuer of the Bond, a subsidiary of Barclays plc. Credit Ratings: A+ (Fitch) and A (S&P)
  • Key Risks:
    • Risk of Capital Loss – If you invest in this Bond at maturity you can lose up to 10% of the money you invest.
    • Counterparty/Credit Risk – If Barclays Bank Ireland plc defaults on its senior debt obligations you may suffer partial or full capital loss and potential return.
  • Minimum Investment €20,000 (Increments of €1,000)
  • Reduced minimum investment of €10,000 where the investment is completed in full through vespro.bcp.ie
  • Closing Date 3rd March 2023

Warning: If you invest in this product, at maturity you could lose up to 10% of the money you invest. Warning: The value of your investment may go down as well as up. Warning: If you encash before 16th March 2028, capital security will not apply to the portion of your investment being encashed. The encashment amount may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If Barclays Bank Ireland plc were to default, you will lose some or all of your investment and potential returns. Warning: Current Irish taxation legislation does not allow for a clear categorisation of this product as being subject to Capital Gains Tax.

IMPORTANT: All investment returns will be paid gross of tax. Credit ratings correct as of December 2022. Source: Bloomberg. This marketing material has been produced by BCP, who are solely responsible for its contents. Barclays Bank Ireland plc has had no involvement in the production of this document and accept no responsibility for the accuracy or otherwise of the information set out in this document. ARF is Approved Retirement Fund. PRB is Personal Retirement Bond. PRSA is Personal Retirement Savings Account. SSAP is Small Self-Administered Pension. CAR is Compound Annual Return.