Credit Unions

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Designed for Credit Unions but also available to Charities, Religious Orders and Corporates.

BCP/NatWest 3.40% AER 5 Year Deposit

BCP is delighted to launch the new BCP/NatWest 3.40% AER 5 Year Deposit, a market leading deposit which pays deposit interest of 4.0% at the end of years 1 to 3, and 2.42% at the end of years 4 & 5. The credit ratings for NatWest are strong at A+ (Fitch), A- (S&P) and A1 (Moody's).

Key Features

  • 4.0% Fixed deposit interest paid out at the end of years 1 to 3
  • 2.42% Fixed deposit interest paid out at the end of years 4 & 5
  • Deposit with 100% Capital Security at maturity from NatWest Markets N.V.
  • Daily liquidity available in normal market & funding conditions* (capital security does not apply and subject to an administration charge)
  • 5 year term
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies and has been submitted for approval on the Aviva SDIO Platform
  • Minimum Investment is €250,000 for Credit Unions
  • Closing Date is 15th February 2023

*Deductions for fees and charges are not made uniformly throughout the life of the Deposit, but are loaded onto the early period. If you withdraw from the Deposit in the early period this will impact on the value you will receive.

Product Downloads

Warning: If you withdraw before 17th February 2028, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If NatWest Markets N.V. were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

COOLING OFF PERIOD

Clients are unable to cancel their application to invest in the deposit once a signed application is received by BCP. This is regardless of whether BCP has received funds at that time or not and regardless of whether the original application has been received or it is received in electronic form. If BCP has not received funds with the application, clients are obliged to send the funds to BCP by the closing date. A cooling off will apply if your investment is subject to the provisions of the Distance Marketing Regulations.

BCP/Societe Generale 2.76% AER 3 Year Deposit

BCP is delighted to launch the new BCP/Societe Generale 2.76% AER 3 Year Deposit, a market leading deposit that pays deposit interest of 3.00% at the end of years 1 & 2 and 2.25% at the end of year 3. The credit ratings for Societe Generale are strong at A (Fitch), A (S&P) and A1 (Moody's).

Key Features

  • 3.00% Fixed deposit interest paid out at the end of years 1 & 2
  • 2.25% Fixed deposit interest paid out at the end of year 3
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • Deposit interest paid out in March each year
  • 3 year term
  • Societe Generale is one of Europe’s largest retail banks, with a market capitalisation of €21.65billion
  • Available to Credit Unions
  • Minimum Investment is €250,000 
  • Closing Date is 23rd February 2023 

Product Downloads

Warning: If you withdraw before 2nd March 2026, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If Societe Generale were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.  

COOLING OFF PERIOD

Clients are unable to cancel their application to invest in the deposit once a signed application is received by BCP. This is regardless of whether BCP has received funds at that time or not and regardless of whether the original application has been received or it is received in electronic form. If BCP has not received funds with the application, clients are obliged to send the funds to BCP by the closing date. A cooling off will apply if your investment is subject to the provisions of the Distance Marketing Regulations.

AER is Annual Equivalent Rate. p.a. is per annum. Credit ratings correct as of January 2023.