Credit Unions

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Designed for Credit Unions but also available to Charities, Religious Orders and Corporates.

BCP/Barclays 4 Year Credit Union Deposit Bond

BCP is delighted to launch the new BCP/Barclays 4 Year Credit Union Deposit Bond which offers a minimum AER of 0.63% and a maximum AER of 0.81% over 4 years. The credit ratings for Barclays Bank Ireland plc are A+ (Fitch) and A (S&P). 

Key Features

  • Minimum AER 0.63% and Maximum AER 0.81%
  • DEPOSIT with 100% CAPITAL SECURITY at maturity from Barclays Bank Ireland plc
  • 1.0% DEPOSIT INTEREST PAID OUT at the end of year 1
  • 0.75% DEPOSIT INTEREST PAID OUT at the end of years 2 and 3
  • 0.75% DEPOSIT INTEREST PAID OUT at the end of year 4 IF the Euro Stoxx 50 Index is equal to or above the initial valuation at the final valuation date
  • 4 year term
  • Available to Credit Unions, Charities, Corporates, Religious Orders and Friendly Societies
  • MINIMUM INVESTMENT €500,000 for Credit Unions (€100,000 for other investors)
  • Barclays Bank Ireland plc Credit Ratings: Fitch A+ and S&P A
  • CLOSING DATE 3rd June 2020

Warning: If you invest in this product you will not have any access to your money for 4 years. Warning: Past performance is not a reliable guide to future performance. Warning: If Barclays Bank Ireland plc were to default, you will lose some or all of your investment and potential interest. The Deposit Interest at the end of year 4 is not guaranteed; any payment will depend on the performance of the Index.

Credit ratings correct as of April 2020. AER is Annual Equivalent Rate.

BCP/NatWest 5 Year Credit Union Deposit (Issue 17)

BCP is delighted to launch the new BCP/NatWest 5 Year Credit Union Deposit (Issue 17) which offers a market leading deposit rate of 1.26% AER over 5 years. The credit ratings for NatWest Markets plc are strong at A+ (Fitch), Baa2 (Moody's) and A- (S&P). Over 160 Credit Unions have now placed funds into BCP/NatWest deposits.

Key Features

  • 5 YEAR FIXED DEPOSIT WHICH PAYS 1.26% AER
  • 2.25% FIXED DEPOSIT INTEREST paid out in year 1
  • 1.0% FIXED DEPOSIT INTEREST paid out in years 2 to 5
  • Deposit Interest paid out in June each year
  • NatWest Markets plc Credit Ratings: Fitch A+ (Negative), Moody’s Baa2 (Positive) and S&P A- (Negative)
  • Available to Credit Unions, Charities, Pensions including SDIO, Corporates, Religious Orders and Friendly Societies
  • MINIMUM INVESTMENT €500,000 for Credit Unions (€100,000 for other investors)
  • CLOSING DATE 3rd June 2020

Product Downloads

Warning: If you invest in this product you will not have any access to your money for 5 years.
Warning: If NatWest Markets plc were to default, you could lose some or all of your investment and potential interest.

AER is Annual Equivalent Rate. Credit ratings correct as of 6th May 2020.

BCP/Intesa Sanpaolo 5 Year Credit Union Deposit

BCP is delighted to launch the new BCP/Intesa Sanpaolo 5 Year Credit Union Deposit which offers a market leading deposit rate of 1.0% AER over 5 years. Intesa Sanpaolo S.p.A. is one of Europe's largest retail banks and has a market cap of €25 billion. The credit ratings for Intesa Sanpaolo S.p.A. are strong at BBB (Fitch) and BBB (S&P).

Key Features

  • 5 YEAR FIXED DEPOSIT WHICH PAYS 1.0% AER
  • 1.0% Fixed deposit interest paid out in years 1 to 5
  • Deposit Interest paid out in June each year
  • Intesa Sanpaolo S.p.A. Credit Ratings: Fitch BBB (Stable), Moody’s Baa1 (Stable) and S&P BBB (Negative)
  • Available to Credit Unions, Corporates, Religious Orders, Charities, and Friendly Societies
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other investors.
  • Closing Date is 17th June 2020

Product Downloads

Warning: If you invest in this deposit you will not have any access to your money for 5 years. Warning: If Intesa Sanpaolo S.p.A. were to default, you could lose some or all of your investment and potential interest.

AER is Annual Equivalent Rate. Credit ratings and Market Cap correct as of May 2020.