Credit Unions

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Designed for Credit Unions but also available to Charities, Religious Orders and Corporates.

BCP/NatWest 5 Year Credit Union Deposit (Issue 11)

BCP is delighted to launch the BCP/NatWest 5 Year Credit Union Deposit (Issue 11) which offers a market leading deposit rate of 0.6% AER over a 5 year term.  The deposit credit rating for NatWest Markets plc is A (Fitch). Over 100 Credit Unions have now placed funds into BCP/NatWest deposits.

KEY FEATURES

  • 5 Year Fixed Deposit which pays 0.6% AER
  • 1.0% Fixed deposit interest paid out in year 1
  • 0.5% Fixed deposit interest paid out in years 2 to 5
  • Deposit Interest paid out in August each year
  • NatWest Markets plc Credit Ratings: Fitch A (Negative), Moody's Baa2 (Positive Outlook) and S&P A- (Stable Outlook)
  • Minimum investment €500,000 
  • Closing Date: 29th July 2019

PRODUCT DOWNLOADS

Warning: If you invest in this product you will not have any access to your money for 5 years. 

AER is Annual Equivalent Rate. Credit ratings correct as of 11th July 2019.

BCP/Societe Generale Bonus Deposit Bond 2

BCP is delighted to launch the new BCP/Societe Generale Bonus Deposit Bond 2 which pays out 0.75% deposit interest at the end of each year IF the Euro Stoxx 50 Index is equal to or above the initial valuation on one of the annual valuation dates. 100% CAPITAL SECURITY at maturity is provided by Societe Generale SA (S&P A, Fitch A+, and Moody's A1).
 

The Bond includes a memory feature whereby if an interest payment is missed in any year, investors will get it back in future years as long as the Euro Stoxx 50 trades at or above the Initial Level on one of the future annual valuation dates.

KEY FEATURES

  • 100% Capital Security at Maturity
  • Deposit Taker is Societe Generale SA (S&P A, Fitch A+, and Moody's A1)
  • Deposit Interest is 0.75% at the end of each year if the Euro Stoxx 50 is at or above its initial level
  • If an interest payment is missed in any year, investors can get it back in future years as long as the Euro Stoxx 50 trades at or above the Initial Level on one of the future annual valuation dates
  • Investment Term 7 Years (6 years 11 months 25 days)
  • Availability Personal Investors, Credit Unions, Charities, Corporates, Religious Orders and Friendly Societies
  • Minimum Investment is €500,000 for Credit Unions €100,000 or Personal, Charities, Religious Orders and Corporates 
  • Closing Date 31st July 2019

PRODUCT DOWNLOADS

Warning: If you invest in this product you will not have any access to your money for 7 years. Warning: Past performance is not a reliable guide to future performance. Warning: If Societe Generale were to default, you will lose some or all of your investment and potential interest. The payment of Interest in any year is not guaranteed; any payment will depend on the performance of the index.

Credit ratings correct as of June 2019.

BCP/NatWest 10 Year Credit Union Deposit (Issue 14)

BCP is delighted to launch the BCP/NatWest 10 Year Credit Union Deposit (Issue 14) which offers a market leading deposit rate of 1% AER over a 10 year term.  The deposit credit rating for NatWest Markets plc is A (Fitch). Over 100 Credit Unions have now placed funds into BCP/NatWest deposits.

KEY FEATURES

  • 10 Year Fixed Deposit which pays 1% AER
  • 1% Fixed deposit interest paid out in years 1 to 10 
  • Deposit Interest paid out in August each year
  • NatWest Markets plc Credit Ratings: Fitch A (Negative), Moody's Baa2 (Positive Outlook) and S&P A- (Stable Outlook)
  • Minimum investment €500,000 
  • Closing Date: 29th July 2019

PRODUCT DOWNLOADS

Warning: If you invest in this product you will not have any access to your money for 10 years. 

AER is Annual Equivalent Rate. Credit ratings correct as of 11th July 2019.