Credit Unions

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Designed for Credit Unions but also available to Charities, Religious Orders and Corporates.

BCP/Barclays 10 Year Credit Union Deposit Bond (Issue 9)

BCP is delighted to launch the new BCP/Barclays 10 Year Credit Union Deposit Bond (Issue 9) which offers a minimum AER of 0.18% and a maximum AER of 0.30% over 10 years. The credit ratings for Barclays Bank Ireland plc are strong at A+ (Fitch) and A (S&P).

Key Features

  • Minimum AER 0.18% and Maximum AER 0.30%
  • Deposit with 100% Capital Security at maturity from Barclays Bank Ireland plc
  • 0.30% deposit interest paid out at the end of years 1 to 6
  • 0.30% deposit interest paid out at the end of years 7 to 10 IF the Euro Stoxx 50 Index is equal to or above the initial valuation at the annual valuation dates
  • Memory feature means that if you miss an interest payment at the end of years 7 to 9, you get it back in future years as long as the Euro Stoxx 50 Index trades at or above the Initial Level on one of the future annual valuation dates
  • 10 year term
  • Available to Credit Union, Corporates and Friendly Societies
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other investors
  • Closing Date is 16th September 2021

Warning: If you invest in this product you will not have any access to your money for 10 years. Warning: If Barclays Bank Ireland plc were to default, you could lose some or all of your investment and potential interest. The Deposit Interest at the end of years 7 to 10 is not guaranteed; any payment will depend on the performance of the Index.

AER is Annual Equivalent Rate. Credit ratings correct as of August 2021.

BCP/Societe Generale 10 Year Deposit Bond

BCP is delighted to launch the new BCP/Societe Generale 10 Year Deposit Bond which offers a minimum AER of 0.08% and a maximum AER of 0.40% over 10 years. The credit ratings for Societe Generale are strong at A (Fitch) and A (S&P). The closing date is Monday 27th September 2021.

Key Features

  • Minimum AER 0.08% and Maximum AER 0.40%
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • 0.40% deposit interest paid out at the end of years 1 and 2
  • 0.40% deposit interest paid out at the end of years 3 to 10 IF the Euro Stoxx 50 Index is equal to or above the initial valuation at the annual valuation dates
  • Memory feature means that if you miss an interest payment at the end of years 3 to 9, you get it back in future years as long as the Euro Stoxx 50 Index trades at or above the Initial Level on one of the future annual valuation dates
  • 10 year term
  • Available to Credit Unions
  • Minimum Investment is €500,000 
  • Closing Date is 27th September 2021

Warning: If you invest in this product you will not have any access to your money for 10 years. Warning: The Deposit Interest at the end of years 3 to 10 is not guaranteed; any payment will depend on the performance of the Index. Warning: If Societe Generale were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

AER is Annual Equivalent Rate. Credit ratings correct as of August 2021.