Credit Unions

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Designed for Credit Unions but also available to Charities, Religious Orders and Corporates.

BCP/NatWest 1.81% AER 5 Year Deposit

BCP is delighted to launch the new BCP/NatWest 1.81% AER 5 Year Deposit which offers a market leading deposit rate of 1.81% AER over 5 years. The credit ratings for NatWest Markets N.V. are strong at A+ (Fitch), A- (S&P) and A2 (Moody's). 

Key Features

  • Deposit with 100% Capital Security at maturity from NatWest Markets N.V.
  • 2.0% deposit interest paid out at the end of years 1 to 4
  • 1.0% deposit interest paid out at the end of year 5
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • 5 year term
  • Available to Credit Unions, Charities, Pensions, Corporates, Religious Orders and Friendly Societies
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other Investors
  • Closing Date is 25th May 2022

Product Downloads

Warning: if you withdraw before maturity, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: If NatWest Markets N.V. were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

AER is Annual Equivalent Rate. Credit ratings correct as of April 2022.

BCP/Societe Generale 2.40% AER 10 Year Deposit

BCP is delighted to launch the new BCP/Societe Generale 2.40% AER 10 Year Deposit, a market-leading deposit that pays out 3.0% in years 1 to 5 and 1.72% in years 6 to 10 (2.40% AER). The credit ratings for Societe Generale are strong at A (Fitch), A (S&P), and A1 (Moody's).

Key Features

  • 3.0% Fixed deposit interest paid out at the end of years 1 to 5
  • 1.72% Fixed deposit interest paid out at the end of years 6 to 10
  • Societe Generale has the right (but not the obligation) to terminate the deposit in whole at par at the end of years 5, 6, 7, 8 or 9
  • Deposit with 100% Capital Security at maturity from Societe Generale
  • Daily liquidity available in normal market & funding conditions (capital security does not apply and subject to an administration charge)
  • 10 year term (if not called in earlier)
  • Societe Generale is one of Europe’s largest retail banks, with a market capitalisation of €19.59 billion
  • Available to Credit Unions, Charities, Pensions, Religious Orders, Corporates, Friendly Societies, and Individuals
  • Minimum Investment is €500,000 for Credit Unions and €100,000 for other investors
  • Closing Date is 1st June 2022

*For Pensions, Religious Orders, Corporates, Friendly Societies and Individuals, please use the BCP Generic Application Form.

Product Downloads

Warning: If you withdraw before maturity, capital security will not apply to the portion of your investment being withdrawn. The withdrawal value may be more or less than the capital secure amount and you may lose some or all of the money you invest. Liquidity is only available in normal market and funding conditions. Warning: Societe Generale were to default, you could lose some or all of your investment and potential interest. Warning: Your investment is not covered by any Deposit Guarantee Scheme.

AER is Annual Equivalent Rate. p.a. is per annum. Credit ratings correct as of May 2022.